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All About Annuities » Should

Should Employers Default Workers 401(k)s Into Annuities?

Should Employers Default Workers 401(k)s Into Annuities?News from Forbes: Back in the 1970s, the assumption was that most employers would provide traditional pensions that paid out income over a retiree’s lifetime, but most employers aren’t willing to do this anymore. In fact, two-thirds of Fortune 500 companies that offered pensions to new employees in 1998 [...]

Why Retirees Should Never Invest In Annuities

Why Retirees Should Never Invest In AnnuitiesNews from Seeking Alpha (registration): Let me start with a confession: I hate variable annuities. Hate is a strong word, so let me rephrase: I despise them with an unholy passion. To be fair, not all annuity reps are snake oil salesmen, and there can be specific situations where [...]

Why Retirees Should Never Invest in Annuities

Why Retirees Should Never Invest in AnnuitiesNews from Investorplace.com: Let me start with a confession: I hate variable annuities. Source: ©iStock.com/hannahgleg Well … hate is a strong word, so let me rephrase: I despise them with an unholy passion. To be fair, not all annuity reps are snake oil salesmen, and there can be specific [...]

Annuities Should Be Requirement In Employee Plans

Annuities Should Be Requirement In Employee PlansNews from Insurance News Net: By Arthur D. PostalInsuranceNewsNet WASHINGTON – Insurance industry advocates are applauding the introduction of bills in the House and Senate to make it easier for small businesses to join multiple employer retirement plans, but they are also encouraging lawmakers to require annuities be one [...]

Annuities need innovation, but UK government should “tread carefully” before …

Annuities need innovation, but UK government should “tread carefully” before …News from Out-Law.com: Plans to extend new pension market freedoms to existing annuity holders, potentially allowing them to sell the policies for a cash sum, would require careful consideration to ensure risks to consumers and buyers were minimised, an expert has said.06 Jan 2015 Steve [...]

Annuities: What Everyone Should Know Before They Invest – DailyFinance

Annuities: What Everyone Should Know Before They Invest – DailyFinanceNews from Annuities: What Everyone Should Know Before They Invest – DailyFinance: Alamy Annuities are among the most controversial products in the investment world, with proponents and critics fiercely disagreeing about their benefits and limitations. Yet annuities are just another tool that investors have for financial [...]

Should Retirees Have to Buy Annuities?

Should Retirees Have to Buy Annuities?News from Businessweek: If you’re worried that you don’t have enough money to last through retirement, a fixed annuity can seem like a silver bullet: In exchange for a one-time lump sum payment, an insurance company agrees to provide an income stream until you die, whenever that is. It makes [...]

Withdrawal Strategies: Should Clients Use Annuities?

Withdrawal Strategies: Should Clients Use Annuities?News from Financial-Planning.com: Print Email Reprints Comments (3) Under the so-called 4% rule, a retiree can start by withdrawing 4% of accumulated savings, raise withdrawals to match inflation and, with certain assumptions (diversified portfolio, historic results for investments and…………… continues on Financial-Planning.com … Read the full article Related News: The [...]

Why you should hold on to annuities

Why you should hold on to annuitiesNews from LifeHealthPro: This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, click the “Reprints” link at the top of any article. Jean Chatzky Too often annuities and other safe products get bashed by mainstream media. It’s [...]

Should you join the people who hate annuities?

Should you join the people who hate annuities?News from CBS News: I constantly bump into people who say they hate annuities. I bet you have, too. You may have even noticed ads and stories by people who slam annuities. So, should you consider annuities for your retirement investments or not? From my perspective, the answer [...]