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All About Annuities » need

Annuities need innovation, but UK government should “tread carefully” before …

Annuities need innovation, but UK government should “tread carefully” before …News from Out-Law.com: Plans to extend new pension market freedoms to existing annuity holders, potentially allowing them to sell the policies for a cash sum, would require careful consideration to ensure risks to consumers and buyers were minimised, an expert has said.06 Jan 2015 Steve [...]

Under the Hood: What You Need to Know About Annuities With GMIB Riders

Under the Hood: What You Need to Know About Annuities With GMIB RidersNews from ThinkAdvisor: This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, click the “Reprints” link at the bottom of any article. January 2, 2015 Annuities with guaranteed income benefit riders [...]

Four reasons why we do still need annuities

Four reasons why we do still need annuitiesNews from Telegraph.co.uk: Under the new rules, people about to retire are likely to be offered many investment opportunities that sound exciting but probably involve higher costs, more investment risk, more complexity and less certainty. Pensioners tend not to be natural financial thrill seekers. Our view is that [...]

Everything You Need to Know About Life Annuities

Everything You Need to Know About Life AnnuitiesNews from LifeHealthPro: This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, click the “Reprints” link at the top of any article. “What in the world is a life annuity? If you’re already in the business [...]

Rethinking the Need for Immediate Annuities

Rethinking the Need for Immediate AnnuitiesNews from WealthManagement.com: With today’s low interest rates, immediate annuities may serve as a good proxy for bonds in older clients’ investment portfolios. An annuity provides a steady amount of guaranteed income for life without the price volatility of bonds, which lose value when interest rates rise, as they inevitably [...]

Employers ‘need to educate staff on annuities’

Employers ‘need to educate staff on annuities’News from Thomson’s Online Benefits: Employers need to educate their staff when it comes to buying annuities, according to new research, particularly since the decline in pension annuity rates. Laith Khalaf, pension investment manager at Hargreaves Lansdown, told Employee Benefits that government bond levels are at their lowest rate [...]

Why annuities need work

Why annuities need workNews from The Australian: THE fallout from the global financial crisis means annuities are growing in appeal as a retirement investment product. Retirees, shaken by how plunging share prices can affect retirement savings once they are in the drawdown phase, are seeking a regular income. …………… continues on The Australian … Read [...]

Money Power: Look at annuities if you need the money later

Money Power: Look at annuities if you need the money laterNews from Tulsa World: For younger retirees, these annuities may be a better choice than an immediate annuity – even if the initial payout is a bit lower – because you can benefit from future stock market increases rather than locking in a fixed payment [...]

Does the Public Need Lessons in Annuities?

Does the Public Need Lessons in Annuities?News from LifeHealthPro: Photo credit: Scott Chan Bruce Ferris, (below right) head of sales and distribution for Prudential Annuities, doesn’t worry so much about low interest rates, although he concedes that has an effect on the business. What’s he’s more concerned about is making the public more knowledgeable about [...]

We need a wide-ranging shake-up of annuities and service

We need a wide-ranging shake-up of annuities and service News from Money Marketing: 2 June 2011 8:00 am Social and economic factors are rapidly changing the retirement landscape and the Government is introducing radical alterations to the state pension system and retirement rules. The retirement industry must play its part in rethinking the way serves [...]