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All About Annuities » 2013 » January

Private-equity jumping into annuities could be bad news for insurers

Private-equity jumping into annuities could be bad news for insurersNews from InvestmentNews: Private-equity firms’ appetite for annuity business and takeover targets is starting to worry debt analysts. Advertisement Companies like Guggenheim Partners LLC, Athene Holding Ltd. and Harbinger Capital Partners have consumed a veritable buffet of annuity businesses, snapping up bits and pieces as life [...]

Enhanced annuities – at a turning point?

Enhanced annuities – at a turning point?News from ifaonline.co.uk: Stephen Lowe takes a look at the enhanced annuity market and explains why 2013 will be an important year Quarterly sales of enhanced annuities achieved a significant landmark in 2012, surpassing £1bn for the first time. Yet, there are good reasons to think a market that [...]

Comparing Annuities to Bonds

Comparing Annuities to BondsNews from Investing Daily: Can you build a bond portfolio that does a better job providing secure retirement income than an immediate annuity? Economists and many financial advisors believe some portion of a retiree’s portfolio should be placed in immediate annuities. These are the annuities that pay a regular income for life [...]

Stop the bad press about annuities

Stop the bad press about annuitiesNews from LifeHealthPro: Photo credit: Thinkstock If you have clients who are feeling confident about their savings and retirement plans right now, chances are they are not really paying attention. Although there are certainly some signs that our economy is starting to get its legs back after the crisis of [...]

Sovereign annuities: a suitable option? – Lexology (registration)

Sovereign annuities: a suitable option? – Lexology (registration)News from Sovereign annuities: a suitable option? – Lexology (registration): Search by keyword Jurisdiction (any) Afghanistan Africa Albania Algeria Andorra Angola Anguilla Antigua Argentina Armenia Aruba Asia-Pacific Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil British Virgin [...]

Annuities veteran from Fidelity jumps to BofA

Annuities veteran from Fidelity jumps to BofANews from InvestmentNews (registration): Bank of America Corp. has hired Jeffrey K. Cimini, former president of Fidelity Investments Life Insurance Co., to oversee Merrill Lynch’s retirement products strategy. In the new post, he will be a managing director and head of personal retirement at BofA’s Global Wealth & Retirement [...]

Finke Study Warns: 4% Retirement Rule Is Dead, Long Live Annuities

Finke Study Warns: 4% Retirement Rule Is Dead, Long Live AnnuitiesNews from AdvisorOne: This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, click the “Reprints” link at the top of any article. Financial advisors relying on the classic “4% rule” for their clients’ [...]

Financial security provided by income annuities questioned

Financial security provided by income annuities questionedNews from LifeHealthPro: This copy is for your personal, non-commercial use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, click the “Reprints” link at the top of any article. While income annuities are frequently recommended by advisors to increase guaranteed income, the products do [...]

Regulatory Concerns Pose Risk for Americans with Annuities

Regulatory Concerns Pose Risk for Americans with AnnuitiesNews from Reverse Mortgage Daily: Statewide regulatory concerns could threaten the retirement security of older Americans depending on lifetime annuities.  As rising health care costs and inflation will cause many older Americans to rely on annuities for a stable retirement, differing state regulations threaten to limit the security [...]

Are Annuities the Right Investment for Your Retirement?

Are Annuities the Right Investment for Your Retirement?News from Minyanville.com: Do you want guaranteed income for life? Who doesn’t? That’s why insurance companies are ramping up their marketing of annuities.But before you buy in, you should know what you’re getting into. Annuities are not that easy to understand and they may not be right for [...]