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All About Annuities » 2012 » August

Insurance: New view of annuities

Insurance: New view of annuitiesNews from Cincinnati.com: It’s remarkable how opinions change over time. Not too terribly long ago annuities were widely disparaged. Much of the financial press and even spokespeople for federal agencies complained that fees associated with annuities were too high. But the biggest fault that they found had to do with taxes. [...]

Contingent Deferred Annuities Face Identity Crisis

Contingent Deferred Annuities Face Identity CrisisNews from LifeHealthPro: CDAs are the new kid on the block, but will they be accepted, and if so, as what? (AP Photo/Andy Manis) State insurance regulators are continuing to wrestle with the contingent deferred annuity (CDA) product’s place in the world of retirement and annuity products. Some agree a name change is [...]

Contingent Deferred Annuities: An Ideal Annuity Product?

Contingent Deferred Annuities: An Ideal Annuity Product?News from LifeHealthPro: Photo credit: scottchan This is the fourth in a series of articles that will be published on the annuity space. According to the Gallup organization, a majority of non-retired Americans do not believe that they will have enough money to live comfortably in retirement. In 2002, [...]

Equity-Indexed Annuities are popular but complicated.

Equity-Indexed Annuities are popular but complicated.News from Patch.com: Sales of these products have sky-rocketed in the past few years, since they have been touted as being the panacea for investors, usually seniors, who want to have guarantees, but want upside investment potential. These are complicated products that potential purchasers should understand before buying. But first, [...]

ON THE MONEY: Equity-indexed annuities are popular but complex

ON THE MONEY: Equity-indexed annuities are popular but complexNews from Aiken Standard: FeatureColumns   PUBLISHED: 8/25/2012 10:49 PM |  Print |  E-mail | Viewed:223 times Updated: 8/25/2012 6:43 PM Sales of these products have sky-rocketed in the past few years, since they have been touted as being the panacea for investors, usually seniors, who want [...]

Annuities, life policies get shield in bankruptcies

Annuities, life policies get shield in bankruptciesNews from Arizona Daily Star: 2012-08-25T00:00:00Z Annuities, life policies get shield in bankruptciesHoward Fischer Capitol Media Services Arizona Daily Star Arizonans have a way of legally shielding some assets from creditors in bankruptcy cases that may not be available elsewhere, a federal appellate court has ruled. Trustees in a [...]

Are annuities a good deal or not?

Are annuities a good deal or not?News from CBS News: (MoneyWatch) Should you consider buying an annuity? You’ll hear lots of passionate opinions on both sides of this debate, each with valid points. Let’s cut through some of the confusion to help you decide if an annuity might be a good investment for you. First, [...]

Fixed Annuities & Rising Interest Rates: Can They Get Along?

Fixed Annuities & Rising Interest Rates: Can They Get Along?News from LifeHealthPro: Photo credit: worradmu When 2012 arrived, some in the financial services community opined that the era of historically low interest rates was beginning to wind down. But this promising rise didn’t last. In early 2012, interest rates suffered a disappointing retreat, which is [...]

Even more fun with annuities

Even more fun with annuitiesNews from Chicago Tribune: After two recent columns on annuities, you may be thinking, “Why another one?” Given the large number of reader responses that flowed into my inbox, it looks like annuities need a little more attention. I received two types of responses: one from people who had purchased annuities [...]

Prudential Joins AIG Taking Annuities Share From MetLife

Prudential Joins AIG Taking Annuities Share From MetLifeNews from Businessweek: Prudential Financial Inc. (PRU) and American International Group Inc. (AIG) grabbed a bigger share of the U.S. variable-annuity market as MetLife Inc. (MET) reduced sales of the equity-linked retirement products. Prudential, the top seller of variable annuities this year, boosted its market share to 14 [...]