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All About Annuities » 2012 » January

The basics of variable annuities

The basics of variable annuitiesNews from Aiken Standard: FeatureColumns   PUBLISHED: 1/29/2012 12:20 AM | Print | E-mail | Viewed:65 times UPDATED: 1/29/2012 12:20 AM Early in my career, I worked for a life insurance company that manufactured and distributed the first commercially available variable annuity in the United States. The first variable annuity was [...]

Pitfalls at retirement, part 1

Pitfalls at retirement, part 1News from annuities – Hargreaves Lansdown: Mon 30 January 2012 Much attention is focused on the best way to save for retirement and build up a good pension. However, many people fail to think carefully enough about the next step – retirement itself. There are a number of options available, and [...]

Decision to keep rates low could hurt interest in annuities

Decision to keep rates low could hurt interest in annuitiesNews from InvestmentNews: Reduced commissions for agents, more tweaking to annuities and lower profitability could be in store for life insurers now that the Federal Reserve has committed to keeping interest rates low until late 2014. Advertisement Related to this story The Fed said last week [...]

Retirement income scorecard first quarter 2012: Immediate annuities

Retirement income scorecard first quarter 2012: Immediate annuitiesNews from CBS News: (MoneyWatch)  This post continues my retirement income scorecard for the first quarter of 2012, showing how much retirement income you can generate with $ 100,000 of retirement savings at the beginning of 2012. This post examines immediate annuities, which are one of three ways [...]

John Hancock Annuities Wins 2011 Dalbar Financial Intermediary Service Award

John Hancock Annuities Wins 2011 Dalbar Financial Intermediary Service AwardNews from Sacramento Bee: BOSTON, Jan. 26, 2012 – /PRNewswire/ – John Hancock Annuities was named a service leader by Dalbar in its recently announced 2011 Financial Intermediary Service Awards. Dalbar honored John Hancock Annuities as a leading firm in the post-sale award category among financial intermediary [...]

Fed’s low interest rates could lower interest in annuities

Fed’s low interest rates could lower interest in annuitiesNews from InvestmentNews: Reduced commissions for agents, more tweaking to annuities and lower profitability could be in store for life insurers now that the Federal Reserve has committed to keeping interest rates low until late 2014. Advertisement Related to this story The Fed announced last week that [...]

Variable annuities deliver little advantage for high cost

Variable annuities deliver little advantage for high costNews from Chicago Tribune: Many readers have written recently to ask whether they should buy variable annuities. Financial planners who recommend them extol such features as fixed minimum income, the possibility of increased income if the stock market does well, life insurance protection, and tax deferral associated with [...]

Annuities: Young Workers To Retire On Much Less Than Parents

Annuities: Young Workers To Retire On Much Less Than ParentsNews from PensionCalculator.org: WIN £250! Free Prize Draw We understand savings, so are giving you the chance to win £250. Just fill out the form below and you’ll be in the running to be our Free Prize Draw winner. Good luck! Household Income: Under 5,000 5,000 [...]

Annuities rates continue freefall

Annuities rates continue freefallNews from FT Adviser: Data in the most recent MGM Advantage Annuity Index shows average conventional and enhanced rates fell by 4.7 per cent and 2.45 per cent respectively in three months. Average annuity rates dropped by 3.7 per cent, the largest decrease since September 2010. This also meant annuity rates have [...]

Annuities Can Be A Great Way To Invest Safely

Annuities Can Be A Great Way To Invest SafelyNews from NASDAQ: Back to Headlines Print Version Stumble it Facebook LinkedIn (RTTNews.com) – In times of market mayhem, annuities can be a safe way to invest your money, especially if you’re eying retirement…………… continues on NASDAQ … Read the full article Related News: