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All About Annuities » 2011 » October

Enid Ablowitz: Charitable annuities can be good for everyone

Enid Ablowitz: Charitable annuities can be good for everyoneNews from Daily Camera: Sophisticated donors who understand tax law look at charitable giving with both the heart and the head. They understand that there are ways to structure gifts that, while having charitable intent, may be strategic and serve their financial needs as well. In the [...]

Caution urged over fixed-term annuities

Caution urged over fixed-term annuitiesNews from Financial Times: Investors looking to put off buying a traditional annuity on retirement, as income levels plunge to record lows, are being advised to take a cautious view of fixed-term plans that are sold as a way of keeping their pension options open. Fixed-term annuities (FTAs) were launched in [...]

Caution urged over fixed-term annuities

Caution urged over fixed-term annuitiesNews from Financial Times: Investors looking to put off buying a traditional annuity on retirement, as income levels plunge to record lows, are being advised to take a cautious view of fixed-term plans that are sold as a way of keeping their pension options open. Fixed-term annuities (FTAs) were launched in [...]

Insurance: Annuities and tax benefits

Insurance: Annuities and tax benefitsNews from Cincinnati.com: Email this article Insurance: Annuities and tax benefits Do you want a tax-advantaged way to draw retirement income from your reserves? Even before that, how about a tax-advantaged way to accumulate those reserves? A link to this page will be included in your message …………… continues on Cincinnati.com [...]

‘Impaired life’ annuities could boost your pension benefits

‘Impaired life’ annuities could boost your pension benefitsNews from Citywire.co.uk: An impaired life annuity is well worth considering if you suffer from ill-health, writes financial planner Bruce Janman of Robert Bruce Associates. Serious illness in the run-up to retirement could result in much a much higher pension if you take advantage of what’s called an ‘impaired life’ annuity. [...]

Retirement Income For Life: Annuities Or Dividends?

Retirement Income For Life: Annuities Or Dividends?News from Seeking Alpha: Let me be right out front and direct: I am not a fan of ANY annuity vehicle, aside from a deferred annuity which can be a decent investment when other tax deferred savings options are maxed out. Handing over a chunk of money to an [...]

Variable Annuities Key to Successful Portfolios: IRI

Variable Annuities Key to Successful Portfolios: IRINews from BankInvestmentConsultant.com: Advertisement Independent and insurance brokers/dealers are the strongest sales channels for variable annuities, according to a report from the Insured Retirement Institute. But generating income throughout a client’s retirement doesn’t come without challenges. IRI’s “2011 Portfolio Construction Dynamics” report — in partnership with Cerulli Associates — explores these challenges and [...]

RPI-linked annuities keep pace with rising costs

RPI-linked annuities keep pace with rising costsNews from Financial Times: Pensioners with inflation-linked annuities are among the few people in retirement whose income is keeping the closest pace with rising living costs. Inflation-linked annuities start with a much lower income than level annuities, but most are linked to the Retail Prices Index, which currently is [...]

The Nuts And Bolts Of Annuities

The Nuts And Bolts Of AnnuitiesNews from Motley Fool UK: A quick guide explaining how annuities work. “I advise you to go on living solely to enrage those who are paying your annuities. It is the only pleasure I have left” — Voltaire When most people retire, if they have a private pension fund, they [...]

Warming to indexed annuities

Warming to indexed annuitiesNews from InvestmentNews: Lower commissions, shorter surrender periods increase appeal By Darla Mercado October 16, 2011 6:01 am ET In what seems to be an about-face, wirehouses are embracing fixed indexed annuities, which offer investors a guaranteed-minimum return and the opportunity to partake in stock market gains. Advertisement Related to this story [...]